Frugal-nomics Pay Off Your Debt Challenge

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$13,369…that’s the amount of credit card debt I was blessed to be able to pay off in the past 11 months. But before I throw up the celebratory confetti I’ll be honest and say that if you had asked me a year ago how long I would have speculated it would have taken me to do this, I probably would have erred on the side of caution and said least a couple years.  I mean, after all I had semi-tried before and always had to resort back to using my cards in times of financial emergency….but I’ve never gotten it all paid off.

Don’t get me wrong….the commitment to “knock it all out” was loooooong overdue.  It hadn’t been enough for me to calculate the small fortune I’ve forked over to landlords in NYC rent with nothing to show for it….nooooo.  It wasn’t until I had paid over $10,000 for a 2-year acting conservatory out of pocket,  that the lightbulb went off for me. It was then that I asked myself “if I had it to give someone else….why and the heck couldn’t I do it for myself?”  I had had enough of the debt merry-go-round, and I was ready to get off. Who’s ready to come with me?! Read more “Frugal-nomics Pay Off Your Debt Challenge” →