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Online shopping is the way more and more of us make our purchases each year. With free shipping on transactions over a certain amount, and even free returns and exchanges, it just gets easier and easier to whip out that credit card while in your PJs. But for a lot of us, this convenience in shopping is taking a toll on our budgets. Need help kicking the bad habit of overspending? Here are seven ways to cut back on online shopping.

1. Limit time online. If spending hours online, checking and rechecking every new happening on Pinterest, Facebook, Instagram, and Twitter are your idea of entertainment, then you are setting yourself up for a budget failure. More and more retail companies are taking advantage of social media as a part of their marketing, and too much time spent surfing the web makes it even easier to drift onto shopping sites “just to take a look around,” and subsequently make purchases. I’m not saying quit social media cold turkey –- not at all — but aside from work, try cutting down your social perusing to just a couple times a day.

2. Re-imagine. There are a million ways to wear the stuff we already have in our closets, but we often get stuck throwing that top on with the same pair of pants and never challenge ourselves to create a new look. Appreciate what you already have – start out by pairing a week’s worth of outfits together in a way you’ve never worn them before. For example, if you normally wear a sweater with skinny jeans, try it now with a bright-colored skirt with leggings and booties.

3. Maximize your accessories. You’d be surprised with just how easy it is to completely transform a look just by changing up the accessories. So instead of buying something new, where you normally might just wear a simple necklace and a watch, try vamping up the arm candy and adding a pop of color with a belt or statement necklace.

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Are you looking to spruce up your wardrobe but you’re terrified of what it will do to your bank account? Well, you’re in luck, because I’m about to show you three ways to streamline your closet for a fresh start to the new year and get some fabulous items without going into debt.

1. eBay

Do you have four black cardigans that all the look the same? Do you keep telling yourself you’ll wear that jacket “at some point”? Well, instead of letting the items in your wardrobe just take up much-needed space and collect dust, why not try making some extra cash by selling some of your unwanted items on eBay? That way, you won’t feel so guilty when you click “purchase” to have a pair of brand new boots delivered right to your door.

Smartphone apps like eBay’s are making it easier and easier to display your item, shoot a few photos, write out a quick description, and list it. This method may take a little legwork on your part, but you’ll get to reap all the rewards (minus eBay’s small commission) and have cash to find new things to swoon over.

2. Consign

Don’t have the time to take photos, write out those descriptions, and make that trip to the post office to mail your once-loved pieces to their new owner? Well, in exchange for 40 percent commission, places like eDrop-Off will do the legwork for you. It specializes in higher-end designer brands that are in excellent condition. And if you meet the 10-item limit, they will pick up your items for free via UPS. With this option, they do all the listing on eBay on your behalf, and all you have to do is wait for your check to arrive in the mail. I’ve done this numerous times, and this is by far the easiest way to clean out your drawers and closets and make a return on your investment. And with that ROI, you can get newer and better stuff.

3. Swap

Looking for a more personal touch? Why not invite a few of your most stylish friends and family members over and host your own swap? A swap is a get-together where people exchange clothes, shoes, and accessories with each other. This way you get a firsthand look at smiling faces when your formerly loved wares find a new home….and you hopefully score items like that skirt you’ve been hinting around for that your best friend hasn’t worn in ages. With this method, there’s no shipping and handling to worry about. And in the rare event everything doesn’t get snatched up, all you have to do is drop the remaining items off to charities, like Goodwill and the Salvation Army, where you’ll get a receipt that will allow you a tax write-off. A win-win.