Posted on 29 May 2014 by frugal-nomics
Spring is here (sort of) and we have been sloooooowly but surely starting to shed our winter layers, and attempting to reinvent our previous year’s fashion. But let’s just be honest — some of us really need a serious overhaul; but we just don’t have the budget to do it. A problem you say? Not anymore because, I have three easy and cheap solutions for getting more mileage out of your current wardrobe, check them out below.
A new and trendy look could be as close as a statement necklace away, but depending on where you look, some of your more opulent and drool-worthy pieces can run you well over $250. Who has that kind of dough to drop on just one piece? Not many. But there’s no need to get discouraged about your accessory makeover — here are three easy accessorizing tips for upgrading your statement jewelry to give you a whole new look — on a budget.
1. J. Crew Factory. One of my favorite style inspirations is J. Crew — I just LOVE the retailer’s colorful and sleek collegiate wares. But, as one might expect, I have always found that the nicer the piece here, the more expensive the price tag it bears. My solution — if you are willing to wait a season or two for that bracelet you’ve spotted, all you have to do is check out the “factory” tab on their website, and you may be able to grab it for only a fraction of the cost. After all, patience is a virtue for a reason.
To view the full article, visit the Yahoo Finance website here.
Posted on 16 May 2014 by frugal-nomics
$13,369…that’s the amount of credit card debt I was blessed to be able to pay off in the past 11 months. But before I throw up the celebratory confetti I’ll be honest and say that if you had asked me a year ago how long I would have speculated it would have taken me to do this, I probably would have erred on the side of caution and said least a couple years. I mean, after all I had semi-tried before and always had to resort back to using my cards in times of financial emergency….but I’ve never gotten it all paid off.
Don’t get me wrong….the commitment to “knock it all out” was loooooong overdue. It hadn’t been enough for me to calculate the small fortune I’ve forked over to landlords in NYC rent with nothing to show for it….nooooo. It wasn’t until I had paid over $10,000 for a 2-year acting conservatory out of pocket, that the lightbulb went off for me. It was then that I asked myself “if I had it to give someone else….why and the heck couldn’t I do it for myself?” I had had enough of the debt merry-go-round, and I was ready to get off. Who’s ready to come with me?! Continue Reading
Posted on 23 April 2014 by frugal-nomics
Ever find yourself thinking, “if only I made more money, all my financial woes would be over?” Well, let me be the first say that you are totally not alone in feeling that way — not even close.
But along with that realization comes another somewhat harsh one — the truth is, if you were to continue your same spending habits past today, even with a bigger paycheck, you would soon find yourself in the same economic position, despite the fact you have more money.
Yes, sad…but oh so true. If you’ve been living beyond your means with the money you make now, and not earmarking anything for savings or tackling some of your amassed debt, your fate would have already been sealed.
So how do you change your outlook? Check out these five tips you can apply right away that will help you start being frugal, and help you free up some cash to save. Continue Reading