Frugal-nomics Pay Off Your Debt Challenge

16 May 2014

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$13,369…that’s the amount of credit card debt I was blessed to be able to pay off in the past 11 months. But before I throw up the celebratory confetti I’ll be honest and say that if you had asked me a year ago how long I would have speculated it would have taken me to do this, I probably would have erred on the side of caution and said least a couple years.  I mean, after all I had semi-tried before and always had to resort back to using my cards in times of financial emergency….but I’ve never gotten it all paid off.

Don’t get me wrong….the commitment to “knock it all out” was loooooong overdue.  It hadn’t been enough for me to calculate the small fortune I’ve forked over to landlords in NYC rent with nothing to show for it….nooooo.  It wasn’t until I had paid over $10,000 for a 2-year acting conservatory out of pocket,  that the lightbulb went off for me. It was then that I asked myself “if I had it to give someone else….why and the heck couldn’t I do it for myself?”  I had had enough of the debt merry-go-round, and I was ready to get off. Who’s ready to come with me?! Continue Reading

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Schermerhorn Throw Pillow Workshop

05 May 2014

Now I’ve made throw pillows on my own (see them here), but I gotta admit that DIY’s are twice as fun with fellow lovers!  So I was truly excited when I got invited back to do a workshop with the folks over at the Schermerhorn (see my previous tassel bracelet and tshirt necklace workshops here and here.).  Ikat, [...]

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5 Ways to Start Being Frugal, Pronto!

23 April 2014

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Ever find yourself thinking, “if only I made more money, all my financial woes would be over?” Well, let me be the first say that you are totally not alone in feeling that way — not even close.

But along with that realization comes another somewhat harsh one — the truth is, if you were to continue your same spending habits past today, even with a bigger paycheck, you would soon find yourself in the same economic position, despite the fact you have more money.

Yes, sad…but oh so true. If you’ve been living beyond your means with the money you make now, and not earmarking anything for savings or tackling some of your amassed debt, your fate would have already been sealed.

So how do you change your outlook? Check out these five tips you can apply right away that will help you start being frugal, and help you free up some cash to save. Continue Reading

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Frugal-nomics DIY: Gold Coins Necklace

21 April 2014

A while back I came across a necklace called Loose Change made by Anthropologie — I was immediately taken by the piece’s simple construction and high potential for versatility. While their coins were textured, they were plain and I wanted my coin pendants to have a little more character. So, when I  came across these [...]

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Hey there, I'm Brandhyze and welcome to my frugal style blog.

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